Elementary Kids

Do You Know Why You Should Budget Your Money Before Spending?

Budgeting helps you plan how to use your money wisely so you can reach your big goals — whether it’s saving for that cool LEGO set or a brand-new art kit! When you make a plan for your money, you’re in control of what you can buy, save, and share.

Steps to Get Started

1. Use a Piggy Bank or Clear Jar
Start saving coins or small bills in a jar where you can see your money grow! Watching your savings increase makes it exciting to keep going and teaches you to be patient while working toward your goal.

2. Learn About “Money Buckets”
Label three jars as Spend, Save, and Give. This helps you decide how to use your money wisely — some for things you want now, some for future goals, and some to help others.

3. Set a Simple Savings Goal
Pick something you’d love to buy, like a book, toy, or art kit. Write down your goal, track your progress, and celebrate when you reach it! It’s a great way to learn that saving brings rewards.

4. Split Your Money Into Jars
Each time you get an allowance or gift money, divide it among your Spend, Save, and Give jars. Small, consistent habits make a big difference over time.

Want to Learn More?
Sign up for one of our upcoming sessions to explore fun ways to budget, save, and grow your money!